Target contract: any non-custodian facility staffer (network-administrator / security-observer / facilities-manager / handler-supervisor) carrying Debt leverage, i.e. under financial dread. Category: buy-relief. Synopsis: under a patient-assistance persona, clear the target's not-yet-due clinic billing statement at the outside billing office before it lands, so the past-due notice they are bracing for never arrives; choice branches one-time reprieve vs. standing invisible coverage.
Coexists: both Marcus debt plots (marcus-debt-settled, marcus-payroll-garnishment) retire an EXISTING arrears to the person's registered creditor via target-creditor / retire_target_debt to lift a present collections burden; this route pays a NOT-YET-DUE personal bill at an external biller (to=external, no target-creditor, no retire_target_debt) to pre-empt a feared future event -- different institutional carrier, no debt retirement, pre-emptive relief instead of burden-lifting. Custodian is intentionally excluded because that category is already fully served by the two seed Marcus routes; this adds the first Debt-leverage coverage for the other four facility roles.
Contract: wiki/mechanics/plots.md.