ocaml-precommit: read global git config for user email filtering
When checking for AI attribution, precommit now reads ~/.gitconfig
as a fallback when the local repo doesn't have user.email configured.
This ensures only the current user's commits are flagged, not commits
from other verse members.
Renamed parameters for clarity: ~cwd for working directory, ~fs for
filesystem root (needed for absolute paths like ~/.gitconfig).