apps/speakers: collapse owner bootstrap UX, add manual tag path
The owner bootstrap flow had split surfaces and no fast path from
explicit self-tagging, which left the UI in two weak states and forced
users to wait for HDBSCAN even after they had already attested enough
of their own speech.
This keeps clustering for candidate discovery, but lets validated
principal self-tags build the confirmed centroid directly and provide
a provisional contamination guard before confirmation exists.
It also collapses the low-signal owner banner into one diagnostics-led
path so the UI and status surfaces explain what is missing.
Lode: 4kverujw
Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>